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Experian

Lead AI Engineer - AI & Credit Analytics

Experian

Published 06 May 2026
Costa Mesa, CA, USA
153K - 276K USD Annual
Full Time

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Role Highlights

Languages used

Python

Key skills

Machine Learning
Data Science
Generative AI
Data Governance
Prompt Engineering
Computer Science
CICD
Financial Services
Design Patterns
System Design
Risk Management
AI Engineer
Testing
DataSets
Security
Reliability
Optimization
Quantitative
RAG
Modelling

Tools, Libraries and Frameworks

Description

The role involves building scalable, production-grade AI systems designed to automate and improve credit analytics and decisioning workflows. The engineer will develop and integrate AI solutions across the entire credit lifecycle, including origination, underwriting, and portfolio monitoring. Responsibilities include creating evaluation and guardrail frameworks to ensure accuracy and support human-in-the-loop reviews. The position requires developing enterprise-grade AI services with a focus on performance, security, and reliability. Additionally, the role involves implementing operational practices for Large Language Models and Generative AI, such as monitoring, versioning, and CI/CD pipelines. Collaboration with cross-functional teams is essential to embed AI capabilities into existing platforms.

Required Qualifications and Skills

Candidates must possess a Master's degree in Computer Science, Data Science, or a related quantitative field, or equivalent practical experience. The role requires 8 to 10 years of professional experience in data science, machine learning, or AI engineering, specifically in building production-grade systems. Applicants need domain experience in financial services, particularly within credit, lending, or risk environments. Furthermore, the position requires familiarity with data governance, regulatory compliance, and responsible AI practices in regulated settings. Proficiency in Python and SQL is mandatory.

Disclaimer

Disclaimer: Job and company description information and some of the data fields may have been generated via GPT-4 summarisation and could contain inaccuracies. The full external job listing link should always be relied on for authoritative information.

About the company

Experian

Size

17126

Founded

HQ

Costa Mesa, US

Public/Private

Public Company

Description

Experian is the world's leading global information services company. During life's big moments - from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers - we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime. We have 22,000 people operating across 32 countries and every day we're investing in new technologies, talented people, and innovation to help all our clients maximise every opportunity. With corporate headquarters in Dublin, Ireland, we are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index. Learn more at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights.

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